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Material based business? It is to me! My time, hands and mind are my materials. lol

Let's just agree to disagree, yes? :D

I respect your opinion, but it's not a matter of NEEDING the money in most cases. It's insurance in my case. You and your writers have a relationship, so it's working well for you, however; each...

Exactly my point.

Sorry to derail the thread a bit, but I needed to add my 3.5 cents.

When content writers, like myself, take on huge orders; it's not uncommon to ask for 50% upfront. This is a business, for me...